We issue lender and owner title insurance. Your lender will require that you obtain a lender's policy. The lender requires this because the loan is made with the property as security. Any defect in the of the property affects the value of the lender's security. Owner title insurance protects your interest in the property.
Property Information Reports, also known as Ownership and Encumbrance Reports / O&E Reports, are a form of property research report that identifies the last recorded owner of a property, a legal description of the property, and open recorded liens that affect the title including mortgages, judgments,lis pendens, etc.
We perform insured closings for lenders and borrowers / buyers as part of the process of issuing title insurance. We also provide closings for sellers. A seller closing involves drafting documents needed for closing and assisting in clearing title. We strive to accommodate all parties involved for an efficient enjoyable closing.
When Community Title & Escrow opened in 2008 the owners brought a combined experience in the title industry of over 30 years. A decade later the original owners, Mark Trevathan and Susan Trevathan are still bringing their experience to their community. The name Community Title & Escrow was chosen with thought and direction. We wanted to be a member of the real estate community. Over the years our community has grown to include buyers, sellers, realtors, lenders, attorneys and all of our vendors and resources. All of you are members of our community and we will work towards your goals together.
We are here to answer your questions and help you every step of the way.